Investment Process

Are your present investments appropriate for your risk tolerance? Tax bracket? Long term goals? We can show you how to balance your investments to hedge against extreme economic cycles. Diversification appropriate to your investment horizon can enable you to reduce portfolio risk while substantially enhancing your return on investments.

Initially we start with a portfolio review. We inventory all of our clients' assets and analyze their investments. Next we develop an asset allocation strategy based on their goals, their risk tolerance and their tax situation.

We also spend a lot of time on real estate. Most middle income Americans make more on their house than any other investment. We recommend when they should move, how large a house to buy, what kind of mortgage is appropriate, etc. Moreover, many of our clients have real estate investments and we make sure they are getting the maximum tax advantages.